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Testimonials

Thank you for all that you did in making our "dream home" a reality. You went above and beyond what we expected, and your expertise made the transactions flow perfectly. Your negotiation skills got us the best price when you sold our home, and then when we bought the "Dream" home. You are truly a professional. The Becks
In all our dealings with Realtors over the years, we have never met anyone as helpful and energetic as you have been. Without hesitation, we would highly recommend your service to anyone who is looking for an experienced Realtor who cares about getting things done and doing them right! Thanks for taking such good care of us, we couldn't have done it without you! T & K Collins
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Welcome to the premier resource for real estate information in the Dallas Area Metroplex.  Please enjoy your visit and explore everything my realty website has to offer including all real estate listings in the MLS, information for home buyers and sellers, and more About Me, your professional Dallas Realtor®.

Are you looking for a new home? Use Quick Search or Map Search to browse the MLS database of all available properties, or use my Dream Home Finder form and I will conduct a personalized search for you.

And if you are planning to sell your home, it is imperative to know the fair market price.  Request my FREE Market Analysis, to learn how I determine the accurate market value of your home.

Contact Me Today And Discover What A True
Real Estate Professional Can Do For You!


E-mail:  Lisa@LisaVon.com     Phone:  972-849-1300

Real Estate News

Latest Realty News from NAR

Can an EU Rule Impact Your Real Estate Business? It Might

What authority does the European Union have over your real estate business? That’s a tricky question, but an E.U. rule that takes effect next month could end up affecting your business in some manner. That’s because any European that comes to your web site to browse listings will be covered by what’s called the GDPR. That stands for General Data Protection Regulation and it won’t let your web site drop a cookie on a European’s computer unless you get affirmative consent. That means a box that says something like, “We use cookies. OK if we put one on your computer?,” has to pop up when someone from the European Economic Area comes to your web site. What’s more, if you process data on a European you have to be ready to delete that data if you’re requested to. That means you have to have a way to identify  that data so you can take the action requested.

As you can imagine, how the EU would enforce this is a big, unanswered question. There will probably be litigation, too. So, it’s possible it will be a while before anything actually happens that affects U.S. businesses. But there are other things to keep in mind. First, the United States might align its rules with the E.U. Second, regardless of that, many U.S. businesses might align their online privacy and security  practices with the E.U. model, regardless of enforcement. That means you’ll probably see more U.S. companies asking for affirmative consent when anyone comes to their web sites. Third, there could be alignment with European rules on data processing, too.

This is all speculation. The rule is real but it’s actual impact here can’t be fully known yet. But you can see where things are heading and it’s not a bad idea to take steps to be prepared for however things shake out.

NAR will be hosting a Facebook Live webcast next week, on Tuesday, April 24, at 1 p.m., Central time (2 p.m., Eastern time) to walk you through what’s happening and what you might do to be ready. The presenters will be Finley Maxson, NAR senior counsel, and Liz Sturrock, NAR vice president of information technology. They’ll be talking with Meg White, managing editor of REALTOR® Magazine.

You’re encouraged to ask questions. Here’s more information on the event: EU Privacy Rule: Are You Impacted?

How Suburbanization Impacts Rural Home Loans

Federally backed home loans from the Rural Housing Service have been called one of the the government’s best kept secrets because buyers can get safe, affordable mortgage financing in areas where few other loan options are available. The underwriting requirements are considered both strong and reasonable, and, maybe most important, homes that wouldn’t be eligible for loans by conventional lenders are often eligible under the federal program. That’s because RHS recognizes that in rural areas, houses are not always built to meet the needs of suburban or urban buyers. The agency’s old name—Farmers Home Administration (FmHA)—says a lot about where the agency is coming from.

That’s why it’s significant that the U.S. Department of Agriculture, which oversees RHS, undertook a reassessment of what constitutes a rural area. That assessment was just completed and in about two months—June 4—a new map of rural areas takes affect. When it does, some areas that used to be considered rural are no longer considered that. One example is Ashburn, Va. Like so many areas in Northern Virginia, it’s being swallowed up by the D.C. metropolitan area. It’s now another suburb.

That means households who might struggle to get financing to buy a home can no longer count on direct or guaranteed loans from RHS. They’ll have to find conventional financing or maybe try FHA.

The good news for buyers in many of these new suburbs is their choice in lenders has probably increased along with the area’s population. In other words, maybe RHS is less needed now, because conventional lenders have moved in to take advantage of the area’s growth. But every area is different. There are probably a number of areas where the choice in lenders hasn’t kept up with growth, so the RHS loans will be missed.

In any case, it makes sense to learn if your area has been affected. The latest Voice for Real Estate news video from NAR talks about this and walks you through how you can see the status of your area.

The video also looks at some things FEMA is doing to encourage growth in private flood insurance options. Thanks in large part to a new consumer advocate in the Federal Emergency Management Agency, the agency said it will allow homeowners to drop their federal coverage and get private coverage instead without incurring any penalty. Prior to this change, you couldn’t do that. You had to keep your federal coverage even if you found cheaper or better private coverage. That consumer advocate, by the way, is there in large part thanks to NAR, which made sure it was part of flood insurance reform legislation that passed a few years ago. We’re now seeing the benefits of that.

In another change, insurance companies that offer the federal coverage can now also offer a private alternative. Again, that wasn’t allowed before. There are a few more improvements like that. The video walks you through them.

Also in the video is an update on competition in the real estate industry. You might recall that it was 10 years ago that NAR and the U.S. Department of Justice entered into an agreement to make sure virtual office websites (VOWs) are treated the same as brick and mortar brokerages in obtaining MLS data to share with people. That agreement expires later this year and the first of two workshops was held in Washington looking at the state of competition today. NAR Associate General Counsel Ralph Holmen (retired) participated in that workshop and made the point that the VOW business model wasn’t a big part of the market 10 years ago and is even smaller today, in part because it involves creating a client relationship with people who want to look at listings on your site. For many brokerages, it’s easier just to offer up listings without having to set up that client relationship first. NAR has said it doesn’t plan to change its VOW policy when that DOJ agreement expires.

The video also excerpts from the NAR Broker Summit that was held in Nashville earlier this month and also introduces a monthly video series NAR is launching for the year, Fair Housing Focus. The video is part of NAR’s recognition of the 50-year anniversary of the Fair Housing Act.

Access and share video.

 

 

 

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Certified Luxury Home Marketing Specialist                   Member - Institute For Luxury Home Marketing   

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LISA VON DOMEK
Broker/Associate, Realtor®
ABR, AHWD, ALHS, ASP,
BPOR, CAPS, CDPE, CGP,
CLHMS, CMS, CRS, CSP,  
e-PRO, GREEN, GRI, MRP,

PS, QSC, SFR, SRES,
TAHS, TRC


Multi-Million Dollar Producer

Phone:  972-849-1300
Email:   Lisa@LisaVon.com

 

Lisa Von Domek is a Licensed Texas Real Estate Broker and REALTOR®, and a member of Real Living Real Estate Group.  Each Real Living Real Estate Office is Independently Owned and Operated.  All information provided and advertised is deemed reliable but is not guaranteed and should be independently verified.  All properties presented are subject to prior sale, rental or transfer and may no longer be available. 

REAL LIVING REAL ESTATE GROUP BROKER LICENSE #0561469
Lisa Von Domek's Real Estate Broker License #0552989

LicensedLicensed Texas Real Estate Broker.  Each Real Living Real Estate Office is Independently Owned and Operated.  All information provided is deemed reliable but is not guaranteed and should be independently verified.  Properties subject to prior sale or rental. REAL LIVING REAL ESTATE GROUP BROKER LICENSE #0561469 Texas Real Estate Broker.  Each Real Living Real Estate Office is Independently Owned and Operated.  All information provided is deemed reliable but is not guaranteed and should be independently verified.  Properties subject to prior sale or rental. REAL LIVING REAL ESTATE GROUP BROKER LICENSE #0561469Licensed Texas Real Estate Broker.  Each Real Living Real Estate Office is Independently Owned and Operated.  
All information provided is deemed reliable but is not guaranteed and should be independently verified. 
Properties subject to prior sale or rental. REAL LIVING REAL ESTATE GROUP BROKER LICENSE #0561469

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ABR - Accredited Buyer RepresentativeASP - Accredited Staging ProfessionalChildrenCRS - Certified Residential Specialiste-PROEqual Housing OpportunityGRI - Graduate, REALTOR® InstituteMLS membershipMSN HomeAdvisorQSC - Quality Service CertifiedREALTOR® certificationSRES - Seniors Real Estate SpecialistYahoo® Real Estate ClassifiedsNAR GreenAt Home With DiversityAccredited Luxury Home SpecialistCertified Luxury Home Marketing SpecialistCertified Distressed Property ExpertShort Sale And Foreclosure CertifiedTexas Affordable Housing SpecialistTransnational Referral CertifiedCertified Aging-In-Place SpecialistCertified New Home Sales ProfessionalVirtual Tour 360Elegant Homes InternationalMilitary Relocation ProfessionalActiveRain Top Contributor AwardWounded Warrior ProjectCLHMS